Terms and Conditions - Triple Bingo 2023

1. The Organiser
   1. The Triple Bingo 2023 (“Campaign”) is organised by Wandr Pte. Ltd., hereafter known as “Pay2Home”.
2. Acceptance of Terms and Conditions
   1. By registering or taking part in this campaign, the participant (“You”) agree to be bound by these terms and conditions, available at www.pay2home.com/termsandconditions, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this Campaign
3. Campaign Period
   1. The campaign commences on 1^st January 2023, 00:00 hr and ends on 31^th December 2023, 23:59 hr (“Campaign Period”).
   2. Pay2Home reserves the right to change the Campaign period.
4. Eligibility
   1. The campaign is open to all Pay2Home account holders (members) with at least one qualifying transaction during the Campaign period.
   2. The employees of Pay2Home and members of their immediate families will not be eligible to participate.
   3. Corporate customers of Pay2Home are not eligible to participate in this Campaign.
   4. There are 3 components to the Triple Bingo 2023 Campaign.
      1. Hidden Gems Draw 2023
      2. Lucky Pick Draw 2023
      3. Mega Draw 2023

      To be eligible for the Hidden Gems Draw 2023 and Lucky Pick Draw 2023, you must complete at least one PAID remittance transaction during the Campaign period.

      As for the Mega Draw 2023, each PAID remittance transaction will entitle you to a stamp on your “My Stamp Card”. The Mega Draw entry entitlement will be as the following:

      4^th Stamp: 1 Mega Draw entry

      8^th Stamp: 2 Mega Draw entries

      12^th Stamp: 3 Mega Draw entries

      If you have accumulated a total of 12 stamps on your “My Stamp Card”, you will be granted a total of 6 Mega Draw entries. Any cancellation or refund of your remittance transaction, will result in the forfeiture or reversal of stamp/s earned previously.

   5. Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the Campaign, including whether you satisfy the criteria to participate in the Campaign and/or your eligibility for the Campaign. Pay2Home’s determination of all matters relating to the Campaign shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.
5. Entries Permitted
   1. Multiple entries permitted.
6. Prizes
   1. The prizes for the different components under the Triple Bingo 2023 are as follows:
      1. Hidden Gems Draw 2023
         • 108 annual winners (9 winners monthly) of ONE gold coin worth S$38 each
         • 864 annual winners (72 winners monthly) of ONE FREE money transfer each (limit to S$10 per transfer)
      2. Lucky Pick Draw 2023 100 annual winners of ONE S$38 cash prize each, with 25 winners for the 1^st, 2^nd, 3^rd and 4^th quarter
      3. Mega Draw 2023
         • 1^st prize: 3 winners of ONE gold bar each worth S$1,288 each
         • 2^nd prize: 3 winners of ONE gold chain each worth S$888 each
         • 3^rd prize: 3 winners of ONE diamond ring each worth S$588 each
         • Consolation prizes: 150 winners of gold coin each worth S$88 each
   2. The prize is NON-negotiable, exchangeable for cash, credit or kind, in full or in part, and is not replaceable if lost, damaged or stolen.
   3. Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to replace and/or substitute any of the prize with any other prize of equal or similar value.
   4. Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the prize(s), or any goods or services redeemed/claimed under the lucky draw, or the acts or defaults of the merchant, agent, supplier or service provider of the prize(s) or any goods or services redeemed/ claimed under the lucky draw.
7. Winners and Notification
   1. There will be a total of one thousand, two hundred and six (1,206) winners for this lucky draw.
   2. The Lucky Pick Draw 2023 will be conducted quarterly, on the 7^th (or next working day) of April, July, October.
      The Hidden Gems Draw will be conducted on the spot when customer performs eligible remittance transaction over the counter at any Pay2Home outlet.
      The Mega Draw 2023 will be conducted on 25th January, 1400 hr at 287 Beach Road, Singapore 199551.
   3. Pay2Home’s decision as to the eligibility of participants and selection of winners is final. No correspondence relating to the lucky draw will be entered into.
   4. Should you be one of the winners, you will be notified by telephone call or any possible means of contact deemed appropriate by Pay2Home with information as to when and where the prizes can be collected.
   5. If you (i) cannot be contacted after a period of fourteen (14) days following reasonable attempts made by Pay2Home; (ii) refuse to accept the prize; (iii) do not collect the prize within thirty (30) days, it shall be deemed that you have forfeited and automatically waived all rights to claim the prize, and Pay2Home may at its sole discretion pick an alternative winner.
   6. To claim/redeem the prize, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of prize.
   7. Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to the your identity, age, and other relevant details.
8. Limitation of Liability / Indemnity
   1. By entering the lucky draw, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the lucky draw or with the acceptance, possession, attendance at or use of any prize.
9. General Terms
   1. Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the Campaign or terminate, withdraw, extend or shorten the Campaign, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation.
   2. By participating in this Campaign, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home’s advertising and promotional purposes for unlimited period without additional compensation unless prohibited by law.
   3. As a condition of accepting the prize(s), the winner(s) will be required to sign and return to Pay2Home any legal documentation in the form required by Pay2Home in its absolute discretion, including but not limited to a legal release and indemnity form.
10. Applicable Law
    1. The Campaign and these terms and conditions shall be governed by the laws of the Republic of Singapore, and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this Campaign shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.