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Terms and Conditions Governing the 10.10 Pay2Home Challenge 2022

  1. The Organiser
    1. The 10.10 Pay2Home Challenge 2022 (“campaign”) is organised by Wandr Pte. Ltd., hereafter known as “Pay2Home”
  2. Acceptance of Terms and Conditions
    1. By entering this campaign, the participant (“You”) agree to be bound by these terms and conditions, available at, and any definitions contained herein.
  3. Eligibility
    1. The campaign is open to all Pay2Home account holders (members) during the campaign period.
    2. The employees of Pay2Home and members of their immediate families will not be eligible to participate.
    3. Corporate customers of Pay2Home are not eligible to participate in this campaign
    4. The first (1st) fifty (50) customers to successfully complete task one (1) and task two (2) within the campaign period will be entitled to one (1) free money transfer, subject to a limit of SGD 10. Task one (1) and task two (2) are as follows and do not have to be completed in order:
      1. Follow Pay2Home on Facebook or Instagram
      2. Tag 2 friends and let us know why you choose Pay2Home as your money transfer provider under comments in 10.10 Pay2Home Challenge post.
    5. Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the campaign, including whether you satisfy the criteria to participate in the campaign and/or your eligibility for the campaign. Pay2Home’s determination of all matters relating to the campaign shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.
  4. Promotion Period
    1. The campaign commences on 10th October 2022 to 10th November 2022 (both dates inclusive) (“Campaign Period”).
    2. The campaign will start on commencement date and shall cease once all the gift(s) have been fully redeemed or at the end of the campaign period, whichever is earlier.
  5. Promotion
    1. The campaign is as follows:
      The first (1st) fifty (50) customers to successfully complete task one (1) to task two (2) within the campaign period will be entitled to one (1) free money transfer, subject to a limit of SGD 10.
    2. The gift(s) are non-negotiable, exchangeable for cash, credit or kind, in full or in part, and are not replaceable if lost, damaged or stolen.
    3. The campaign shall not apply in conjunction with any other offers, discounts, rebates, vouchers, privileges or promotions unless otherwise stated.
    4. Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to replace and/or substitute the gift with any other gift of equal or similar value.
    5. Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the gift, or any goods or services redeemed/ claimed under the campaign, or the acts or defaults of the merchant, agent, supplier or service provider of the gift or any goods or services redeemed under the campaign.
  6. Redemption
    1. Only one (1) free money transfer, subject to a limit of SGD 10 is permitted per customer.
    2. There will be a total of fifty (50) gift(s) for this campaign.
    3. Pay2Home’s decision as to the eligibility of customers to the gift is final. No correspondence relating to the promotion will be entered into.
    4. To claim for the gift, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required under applicable laws, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of the gift.
    5. Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to the identity, age, and other relevant details of a claimant.
  7. Limitation of Liability / Indemnity
    1. By entering the campaign, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the campaign or with the acceptance, possession, attendance at or use of the gift.
  8. General Terms
    1. Pay2Home reserves the right, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the campaign or terminate, withdraw, extend or shorten the campaign, with or without notice or reason. Such change on the terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation.
    2. By participating in the campaign, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home advertising and promotional purposes for an unlimited period without additional compensation unless prohibited by law.
    3. In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials, these terms and conditions will prevail.
    4. These terms and conditions are to be read in conjunction with Pay2Home’s Customer Terms, and other service terms (“Other Terms”). If there is any inconsistency between the other terms and these terms, these terms shall prevail.
  9. Applicable Law
    1. These terms and conditions shall be governed by the laws of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant of the promotion shall have no right under the Contracts (Rights of Third Parties) Act to enforce any of these terms and conditions